Credit risk & portfolio
Monte-Carlo credit-risk models that trace the efficient frontier of a loan book, and behavioral models that lifted high-quality credit leads +45%.
Industry
AI & optimization for finance
Credit risk, fraud detection, behavioral targeting, and document-heavy approvals — decision systems for banking and insurance, built where the founder cut his teeth.
Finance is a series of decisions under uncertainty with regulation on top: who to extend credit to, which transaction is fraud, which document to trust, where the next marketing dollar pays.
BIS has built exactly these systems inside a major bank and a large insurer — and today ships LLM systems for legal and contract review, where auditability is non-negotiable.
Where we help
The financial decisions worth getting right
Fraud detection
Pattern detection on transactions and instant payments (PIX), and real-time NLP fraud detection on high-volume streams.
Behavioral & marketing analytics
Markov models of app behavior (+15% activation) and marketing-mix analyses that reallocate spend.
Document approvals (LLM/RAG)
Grounded, cited, auditable systems for contract review and document analysis — the founder's current work.
Have a problem worth solving?
We start with a conversation, prove the value on a focused POC with your real data, then ship it — measurable ROI, not a model demo.